An offer of financing any business expenditure up to 50% of the value of the real estate provided as collateral against payment default.
Intended for customers offering liquid collateral against lower-risk loans. The loan granting decision is made following an analysis of each particular case.
Borrower |
An undertaking (sole proprietor, partnership or corporation) |
Currency |
PLN |
Financing period |
Up to 12 months |
Interest payment |
Monthly, in arrears |
Repayment of principal |
A single payment at the end of the financing period (balloon payment) |
Purpose of financing |
Any |
Minimum amount |
PLN 100,000 |
Maximum amount |
PLN 1,000,000 |
LTV |
Up to 50% |
Primary security |
Assignment of real estate ownership (applies to residential and commercial properties, undeveloped plots and recreational properties) |
Early repayment |
Anytime, in whole or in part, at no extra cost |
Average cost per month |
2,5% - 3,0% |
Applications for loans up to PLN 300,000 are assessed following a simplified procedure – no third-party valuation report is required
This offer is provided for information purposes only – it is not a commercial offer in the meaning of Article 66.1 of the Civil Code.