By choosing this product, the Client can reduce the current financial burden to zero and accumulate the cost of the loan in a one-of payment due at the very end of the financing period. This solution enables the borrower to take maximum advantage of the borrowed capital.


An undertaking (sole proprietor, partnership or corporation)



Financing period

Up to 12 months

Interest payment


Repayment of principal

A single payment at the end of the financing period (balloon payment)

Purpose of financing


Minimum amount

PLN 100,000

Maximum amount

PLN 5,000,000


Up to 35%

Primary security

Assignment of real estate ownership (applies to residential and commercial properties, undeveloped plots and recreational properties)

Early repayment

Anytime, in whole or in part, at no extra cost


0% no monthly costs

Average cost per month

2,5% - 3,0%

Applications for loans up to PLN 300,000 are assessed following a simplified procedure – no third-party valuation report is required

This offer is provided for information purposes only – it is not a commercial offer in the meaning of Article 66.1 of the Civil Code.