PSF loans are exceptionally convenient business financing tools. We do not conduct credit checks. Our primary loan granting criterion is the real estate provided as collateral against default.

In order to better meet the needs of our Clients, we have extended the repayment period up to 18 months and increased the maximum available loan amount to PLN 10,000,000.

Further, a PSF loan can be obtained at any stage of development of an investment project and independently from other sources of its financing.

In the case of investment loan agreements, their terms are custom-made to best match the financing to the Client’s investment plan.


An undertaking (sole proprietor, partnership or corporation)



Financing period

Up to 18 months

Interest payment

Monthly, in arrears

Repayment of principal

A single payment at the end of the financing period (balloon payment)

Purpose of financing


Minimum amount

PLN 100,000

Maximum amount

PLN 10,000,000


Up to 35%

Primary security

Assignment of real estate ownership (applies to residential and commercial properties, undeveloped plots and recreational properties)

Early repayment

Anytime, in whole or in part, at no extra cost

Average cost per month

2,5% - 3,0%

Applications for loans up to PLN 300,000 are assessed following a simplified procedure – no third-party valuation report is required

This offer is provided for information purposes only – it is not a commercial offer in the meaning of Article 66.1 of the Civil Code.