An offer of financing any business expenditure up to 50% of the value of the real estate provided as collateral against payment default.

Intended for customers offering liquid collateral against lower-risk loans. The loan granting decision is made following an analysis of each particular case.


An undertaking (sole proprietor, partnership or corporation)



Financing period

Up to 12 months

Interest payment

Monthly, in arrears

Repayment of principal

A single payment at the end of the financing period (balloon payment)

Purpose of financing


Minimum amount

PLN 100,000

Maximum amount

PLN 1,000,000


Up to 50%

Primary security

Assignment of real estate ownership (applies to residential and commercial properties, undeveloped plots and recreational properties)

Early repayment

Anytime, in whole or in part, at no extra cost

Average cost per month

2,5% - 3,0%

Applications for loans up to PLN 300,000 are assessed following a simplified procedure – no third-party valuation report is required

This offer is provided for information purposes only – it is not a commercial offer in the meaning of Article 66.1 of the Civil Code.